Corporate Sponsors

THE NEW YORK STATE MUNICIPAL WORKERS' COMPENSATION ALLIANCE

The Comp Alliance is a group self-insured workers' compensation program, designed exclusively for municipal corporations and school districts in New York State . Sponsored by the Association of Towns of the State of New York and the New York State Conference of Mayors (NYCOM), the Comp Alliance has more than 280 participating members. Its main purpose remains today what it was in 1994 - to ensure that its members are able to meet their long-term workers' compensation liabilities while maintaining stable funding contributions.

When a municipality joins the Comp Alliance, it gets the tools its needs to keep its employees safe and successfully manage its workers' compensation costs. We encourage our members to assume leadership by promoting safety in the workplace, and our education and training programs help our members reduce the number of workplace injuries. And when a workplace accident does occur, our dedicated claims staff works with the member to ensure that the claim is handled professionally and expeditiously, toward a safe and healthy return to work for the injured employee.

Our Mission - to protect our members from long-term exposure to costly workers' compensation claims by providing a fiscally sound, comprehensive workers' compensation program that maintains the stable pricing necessary for municipal budgets.

WE ACCOMPLISH THIS BY:

• Full funding of liabilities

• Pro-active risk management services

• Diligent claims management services

• Understanding the needs of our members

Visit us on the web at www.compalliance.org. 

New York Municipal Insurance Reciprocal (NYMIR)

As stewards of the public trust, New York's local governments need the protection of adequate and appropriate insurance.  In the mid to late 1980s, New York's municipalities did not have this necessary liability protection and were facing an insurance crisis. Affordable and comprehensive insurance coverage was simply not available to many local governments.

New York's municipal associations - The Conference of Mayors, Association of Towns and Association of Counties realized that the only way to protect municipalities from the cycles and fiscal uncertainties of the traditional insurance marketplace was for local governments to create their own insurance company.  The associations worked together to advocate for the passage of legislation that enabled the creation of the New York Municipal Insurance Reciprocal (NYMIR).

In 1993, NYMIR was founded with 26 local government subscribing members. Over the years, its reputation as a premier full-service insurer spread across the state and today the name NYMIR is synonymous with the most comprehensive coverages and risk management programs available.  A majority of the more than 1600 general purpose municipalities in New York State are now members, making NYMIR the largest municipal property and casualty underwriter in the entire State.  NYMIR remains, more than ever, an insurance company for local governments.  It is run by local government officials, endorsed by the municipal associations, and responsive to the ever-changing needs of today's municipalities.

Insuring your municipality is our top priority.

Visit us on the web at www.NYMIR.org

Public Employer Risk Management Association (PERMA)

For over 30 years, PERMA has been providing municipal employers across New York State with the best possible workers’ compensation coverage for the most reasonable cost.

New York municipalities join PERMA because they are committed to safety and education. PERMA provides all-inclusive workers’ compensation coverage from a team of caring and attentive risk professionals, and PERMA members continue the work within their communities. Members form safety committees and appoint safety coordinators who receive eight hours of PERMA training in developing policies, procedures, and activities that create and maintain safe workplaces.

There are three keys to our success:

1) Comprehensive coverage appropriately priced.

PERMA covers municipal employees under the general workers’ compensation statute, provides unlimited employers liability coverage, and volunteer fire and ambulance worker benefits.

2) As a non-profit organization, we specialize in local government.

PERMA has no profit margin, no stockholders, and we do not have to pay any premium taxes. We are a non-profit association created and governed by local officials. Our board of directors is comprised of members and state association partners.

3) We focus on, and emphasize, excellent service and personal attention.

It starts in the claims department, which promptly manages each claim, providing the best care to the injured employee while controlling costs. And it continues with comprehensive risk management services, assigned as critical needs are identified, ensuring a safe workplace, maintaining PESH and OSHA standards, and preventing work-related injuries, illnesses and accidents.

What you see throughout PERMA is personal attention. Taking care of the member and keeping the workplace safe and productive is what PERMA is all about.

Visit us on the web at www.perma.org.